Crossville Housing Authority
Crossville Housing Authority New Beginnings
 
NEW BEGINNINGS SELF-HELP HOUSING PROGRAM
New Beginnings Self-Help Housing Program is designed to provide an opportunity for working individuals and families of low and very low incomes to build their own homes. An essential part of the program centers around the homeowners providing some of their own labor, therefore, cutting down on construction costs, and building up their equity during the construction process. Another positive aspect about this program is the affordability it offers. With rental prices at an all time high, you can have a house payment that is the same or lower than many rent payments are, as well as being able to say, "I own my home!"
  1. All About Eligibility:
  2. All About Financing:
    • USDA Rural Development
    • 502 single family loan
    • 33 year loan
    • Fixed interest rate
    • Many borrowers may qualify for subsidy as low as 1%, depending on income
    • 100% loan, so no big down payment up front
  3. Other Important Facts About the Program:
    • Several floor plans to choose from
    • Houses are located in a safe, family-oriented subdivision in the city limits and close to shopping and schools
APPLICATION PROCESS
How do I apply?
If you are interested in applying for the New Beginnings program, contact the Crossville Housing Authority. Pre-applications can be picked at the CHA office or can be mailed or emailed to you. You can also download and print the pre-application here:
Application
An application interview time must be scheduled.

You will also need to provide references, verify your income, and provide social security cards and birth certificates for all household members.
 
New Beginnings Brochure
Crossville Housing Authority
Crossville Housing Authority